Showing posts with label gadget insurance. Show all posts
Showing posts with label gadget insurance. Show all posts

Monday, April 23, 2012

PHONE DROWNINGS UP AS SQUABBLING COUPLES, WORKAHOLICS AND STROPPY PUB LANDLORDS DROWN 430,000 MOBILE PHONES A YEAR.

GADGET-COVER.COM
MOBILE PHONE & GADGET INSURANCE
PRESS RELEASE

April 23, 2012.

PHONE DROWNINGS UP AS SQUABBLING COUPLES, WORKAHOLICS AND STROPPY PUB LANDLORDS DROWN 430,000 MOBILE PHONES A YEAR.

Squabbling couples, prankster colleagues, children and stroppy bar staff are responsible for nearly 430,000 insurance claims a year in the UK for mobile phones being dropped in drinks.

www.gadget-cover.com  the UK’s longest-established mobile phone insurance provider, estimates around 30,000 more claims for phone dunkings were made in 2011-12 financial year compared to 2009-2010.

Gadget-Cover asked a cross-section of customers how their phones ended up being drowned, and there’s been a slight change in reasons for water-, wine- and beer-logging.

“For men, the main cause remains stretching across a desk or table and their phone falling out of their shirt pocket into a drink, or a phone being knocked into a drink during a meeting – people wave their arms around in meetings, often with a phone in their hand, and some contrive to lose grip on their phones and get a bull’s-eye on a cup of tea or coffee they could never manage if they tried,” said Carmi Korine of www.gadget-cover.com.

“For women, the main cause is a child, toddler or baby playing with a phone that they drop into a cup or glass, but with an emerging trend for children to wash phones they’ve gooped, or to put them in washing machines.

“Those are the two single biggest causes at around 40% each (170,000 each, 340,000 total) – primarily because more people have more phones, and have them in their hands more of the time; but there is a fall-off in phone rage or phone envy when the owner of the phone is not directly responsible for it finding its way into a drink – down from around 45,000 to around 36,500.

“Arguments between couples have resulted in a doubling in the number of phones being dropped into drinks deliberately – up to 11,000 a year compared to 5,500 a year in 2009. Working on holiday, or simply working too hard are other issues – that’s also doubled to around 2,000 incidents of that nature.

“Office parties and drinking sessions with work colleagues can result in an ever-ringing phone being dropped in a pint, and we do get quite a few claims when a client or customer has dropped a supplier or adviser’s phone in a drink because they keep answering it during meetings – if we gross up our claims levels pro-rata nationally, then this would equate to around 2,000 claims.

“People ‘posing’ or showing off their phones, or talking embarrassingly loud in bars or restaurants resulted in around a thousand incidences of snatch-and-dunk.

“But at least once a day a stroppy pub landlord will take a phone off a customer and drop it in a drink – usually in the north, and usually because the pub has a phone ban.”

The remainder of claims arise from phones being left on table tops and being drowned in spreading pools of spilt drinks, phones left in bags with leaky drinks containers, or unexplained incidents in which phones are swamped.

www.gadget-cover.com is part of Supercover Insurance, the UK’s longest-established insurer of mobile phones and high-intrinsic-value consumer electronics. Launched in 1995, the company offers theft, loss and damage insurance, as well as up to 3GB gadget content backup, for laptops, PCs, satellite navigation equipment, MP3 players including iPods, and other such communication, storage and gaming equipment.

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Further information:

Iain Macauley
07788 978800

Monday, February 27, 2012

SUPERCOVER INSURANCE LAUNCHES PERSONAL EMERGENCY COVER POLICY FOR RESELLERS.

SUPERCOVER INSURANCE
MOBILE PHONE & GADGET INSURANCE
PRESS RELEASE

February 27, 2012.

SUPERCOVER INSURANCE LAUNCHES PERSONAL EMERGENCY COVER POLICY FOR RESELLERS.

Supercover Insurance, www.supercoverinsurance.com, has launched a personal emergency cover policy which is available for resellers to offer to customers and clients.

“HelpMeOut!” is a concierge service which can be a stand-alone product or added to existing Supercover products such as Gadget Cover, Handbag Cover, Tools Cover or Bicycle Cover.

RRP is £1.25 a month or £15 a year, with a highly competitive ongoing commission.

HelpMeOut! Provides cancellation and replacement of debit and credit cards in case of loss or theft, arranges a locksmith in case of lost or stolen keys, replaces car or house keys, reports and blacklists a lost or stolen mobile phone to the network provider, arranges transportation in case of lost or stolen car keys or wallet or any similar emergency, and makes family and friends aware of the emergency situation.

London-based Supercover Insurance is the UK’s longest-established insurer of mobile phones and high-intrinsic-value consumer electronics. Launched in 1995, the company offers theft, loss and damage insurance, as well as up to 3GB gadget content backup, for laptops, PCs, satellite navigation equipment, MP3 players including iPods, and other such communication, storage and gaming equipment.

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Further information:

Iain Macauley
07788 978800

Thursday, February 23, 2012

FAKE INSURANCE CLAIMANTS CAUGHT WITH TROUSERS DOWN – LITERALLY

GADGET-COVER.COM
MOBILE PHONE & GADGET INSURANCE
PRESS RELEASE

February 22, 2012.

FAKE INSURANCE CLAIMANTS CAUGHT WITH TROUSERS DOWN – LITERALLY.

A naked bedroom raider and a trouser-removing prostitute who couldn’t be fought off one-handed by a youth carrying a takeaway are amongst dodgy and declined insurance claims made for lost or stolen mobile phones.

More and more fraudsters are being caught with their pants down as insurers tighten the belt on ever more creative bids to trouser cash from false or questionable mobile phone loss and theft claims.

Gadget-cover.com, which provides policies for resellers including many high street names, saw a near-doubling of insurance claims for lost or stolen mobile phones in January 2012 over January 2011, but it would have been higher still had new tougher checks not identified fake or suspicious claims.

Carmi Korine of www.gadget-cover.com, which is the biggest and longest-established insurer in the sector, said that two attempted claimants in particular were caught, literally, with their pants well and truly down.

“One attempted claim arose when a customer’s son went on holiday with a friend and his friend’s parents. The phone was alleged to have disappeared one night when, whilst they were all in bed, a naked guy came in to the parents’ room and got in the bed with them.

“The father then awoke and kicked the naked guy out of their room, but before leaving, the naked guy put on the customer’s son’s trousers, which were on the floor, and left – we weren’t given a clear explanation as to why his trousers were in his friend’s parents’ hotel room.

“The phone was said to be in the trousers which were taken by the naked guy. The parents did not think the incursion was strange, and carried on with their sleep. There was no sign of forced entry.

“The second incident is also alleged to have involved a loss of trousers. The claimant’s son was coming home from a takeaway shop. He said he walked into a back street in order to wait for a cab, which he had called for earlier.

“Whilst waiting for the cab in this back street, a woman, who he described as looking like a prostitute, walked up to him and began touching him and pulling down his trousers. The customer says her son tried to push the ‘prostitute’ away but was ineffective in his efforts as he was carrying his takeaway in one hand.

“The woman managed to pull his trousers all the way down to his ankles and, after a while, she left and he later realised his phone was no longer in his pocket. The customer’s son was so traumatised he did not leave his room for three days.”

In each case, and based on wider assessment of the submissions made, but withheld here to avoid identification, the claims were declined.

www.gadget-cover.com is part of London-based Supercover Insurance, which is the UK’s longest-established insurer of mobile phones and high-intrinsic-value consumer electronics. Launched in 1995, the company offers theft, loss and damage insurance, as well as up to 3GB gadget content backup, for laptops, PCs, satellite navigation equipment, MP3 players including iPods, and other such communication, storage and gaming equipment.

Ends

Further information:

Iain Macauley
07788 978800

Thursday, April 22, 2010

SUPERCOVER INSURANCE CREATES POLICY FOR THEFT-TARGET iPAD

SUPERCOVER INSURANCE
PRESS RELEASE

April 22, 2010.

SUPERCOVER INSURANCE CREATES POLICY FOR THEFT-TARGET iPAD.

Supercover Insurance has moved quickly to create a policy to cover what it expects to be potentially the most theft-targetted tech product of 2010.

The Apple iPad is expected to be launched in the UK in May, but such is demand in the USA that the UK launch is running behind – and that, says Supercover, www.supercoverinsurance.com, could well lead to iPad-focussed theft epidemics.

“The vast majority of iPad buyers are excited but honest, and are waiting patiently for their order to pitch up. But there are some people out there who, as was the case with the iPod and iPhone, simply can’t wait and don’t care where their iPad comes from, even if the source is dubious,” said Carmi Korine of Supercover Insurance.

“We’ve created a white label policy for resellers which can be included in new or existing policies, sold as an incremental revenue product or as an as an add-on to motor or home policies providing substantial ongoing revenue streams. It is available to insurers, brokers, banks and other insurance providers and brand partners at £7.99 a month, with very attractive commission deals.

“But we’re also going to be keeping a wary eye open for claims that happen just a bit too quickly: we’ve seen with iPhones that people can sometimes be tempted to make a claim for a lost iPhone, which isn’t actually lost at all, and then when the insurance replacement arrives they sell it on at a vast premium while retaining and using their original iPhone.

“We anticipate there will be some questionable claims with the iPad, but we’re geared up to address any claims that don’t appear to be legitimate.”

Supercover Insurance is a 15-years-established provider of insurance for consumer portable high-intrinsic-value products such as mobile phones, laptops and other gadgets, as well as spectacles.

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Further information:

Iain Macauley
0161 929 0446/07788 978800